risk management suite

qts

162
views

Holistically observes borrowers at different check points over the loan lifecycle, rather than taking a point-in-time approach rt360 Credit Risk Suite observes borrowers at different check points over the loan lifecycle, rather than taking a point-in-time approach

rt360

Holistically observes borrowers at different check points over the loan lifecycle, rather than taking a point-in-time approach

Request Demo

Financial institutions across the globe are rapidly adopting a technology-led approach. Digital enablers are helping them enhance their reach and achieve better financial inclusion for the underserved segments of the economy.

Today, technology-enabled digital lending channels, such as internet sites, ecommerce platforms, fintech companies & lending apps, are widely used to select and deliver loan products to the customers; for instance, automated scorecards to approve/reject home loans. They come with numerous advantages, like short turn-around times and wider reach, thereby helping financial institutions to rapidly expand the book-size while keeping the cost of acquisition low.

This has led to a surge in digital transactions, calling for changes to the way we approach credit risk today.

Traditional, manual credit monitoring of borrowers becomes laborious and redundant

of transactions and customers, without which it may be too late to prevent loss even if the perpetrator is identified

Rising crime includes deftly executed fund diversions that make recovery near-impossible

External data points that have a bearing on creditworthiness of borrowers have to be analyzed

A cost-effective, automated technology-driven mechanism that helps financial institutions monitor credit portfolios effectively.

The rt360 Credit Risk Suite addresses risk practitioners in banks and other financial institutions involved in lending/investment decisions relating to building the banking book. It enables lenders and portfolio managers to have tighter control over their asset book at all times, at any point in the loan lifecycle. It consists of various business services available in a highly de-coupled/modular form.

Enabled through state-of-art microservices architecture

Cloud-ready architecture tuned for on-premise/cloud/hybrid models

Supported by DROOLS-based rule engine to route alerts/cases as per the escalation hierarchy of the bank for time bound closure

Compatible with standard mobile formats for Android and iOS across form factors

Best-in-standard reporting for management review & regulatory purposes

Horizontally and vertically scalable to meet increase in volumes and users

Always-on to detect early warning signs of incipient credit fraud or stress

The ‘rt360-RAROC Calculator’ is a product that enables risk-based pricing & capital allocation.

rt360 – Expected Credit Loss is an integral part of the IND AS 109 product suite that helps bank assess any significant increase in credit risk

Identify credit risks proactively leveraging end-to-end predictive analytics

Download Now

Name *

Company Name *

Business Email *

Select Your Country *
AfghanistanÅland IslandsAlbaniaAlgeriaAmerican SamoaAndorraAngolaAnguillaAntarcticaAntigua and BarbudaArgentinaArmeniaArubaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelarusBelgiumBelauBelizeBeninBermudaBhutanBoliviaBonaire, Saint Eustatius and SabaBosnia and HerzegovinaBotswanaBouvet IslandBrazilBritish Indian Ocean TerritoryBruneiBulgariaBurkina FasoBurundiCambodiaCameroonCanadaCape VerdeCayman IslandsCentral African RepublicChadChileChinaChristmas IslandCocos (Keeling) IslandsColombiaComorosCongo (Brazzaville)Congo (Kinshasa)Cook IslandsCosta RicaCroatiaCubaCuraçaoCyprusCzech RepublicDenmarkDjiboutiDominicaDominican RepublicEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEthiopiaFalkland IslandsFaroe IslandsFijiFinlandFranceFrench GuianaFrench PolynesiaFrench Southern TerritoriesGabonGambiaGeorgiaGermanyGhanaGibraltarGreeceGreenlandGrenadaGuadeloupeGuamGuatemalaGuernseyGuineaGuinea-BissauGuyanaHaitiHeard Island and McDonald IslandsHondurasHong KongHungaryIcelandIndiaIndonesiaIranIraqIrelandIsle of ManIsraelItalyIvory CoastJamaicaJapanJerseyJordanKazakhstanKenyaKiribatiKuwaitKyrgyzstanLaosLatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMacao S.A.R., ChinaMacedoniaMadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall IslandsMartiniqueMauritaniaMauritiusMayotteMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMontserratMoroccoMozambiqueMyanmarNamibiaNauruNepalNetherlandsNew CaledoniaNew ZealandNicaraguaNigerNigeriaNiueNorfolk IslandNorthern Mariana IslandsNorth KoreaNorwayOmanPakistanPalestinian TerritoryPanamaPapua New GuineaParaguayPeruPhilippinesPitcairnPolandPortugalPuerto RicoQatarReunionRomaniaRussiaRwandaSaint BarthélemySaint HelenaSaint Kitts and NevisSaint LuciaSaint Martin (French part)Saint Martin (Dutch part)Saint Pierre and MiquelonSaint Vincent and the GrenadinesSan MarinoSão Tomé and PríncipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth Georgia/Sandwich IslandsSouth KoreaSouth SudanSpainSri LankaSudanSurinameSvalbard and Jan MayenSwazilandSwedenSwitzerlandSyriaTaiwanTajikistanTanzaniaThailandTimor-LesteTogoTokelauTongaTrinidad and TobagoTunisiaTurkeyTurkmenistanTurks and Caicos IslandsTuvaluUgandaUkraineUnited Arab EmiratesUnited Kingdom (UK)United States (US)United States (US) Minor Outlying IslandsUruguayUzbekistanVanuatuVaticanVenezuelaVietnamVirgin Islands (British)Virgin Islands (US)Wallis and FutunaWestern SaharaSamoaYemenZambiaZimbabwe

As technology and new business models evolve, you need to cope with risks arising from multiple facets of banking operations.

Download Now

Name *

Company Name *

Business Email *

Global regulators in recent times have paid an increasing attention to managing risks arising from extensive use of models in decision making.

Download Now

Name *

Company Name *

Business Email *

Growing regulatory mandates by the Bank of International Settlements’ (BIS) demand automated systems for robust asset-liability management.

Download Now

Name *

Company Name *

Business Email *

As you focus on credit growth for your bank, capital allocation and pricing is critical to maximizing profitability and driving sustainable growth

Download Now

Name *

Company Name *

Business Email *

With the introduction of the global International Financial Reporting Standards-9 (IFRS 9) and its equivalent Indian Accounting Standards (IND AS) 109, financial institutions are adopting scientific methods for computing credit losses.

Download Now

Name *

Company Name *

Business Email *

rt360 is a risk management product suite to manage the entire risk portfolio of banks and financial institutions that includes credit risk, capital allocation, pricing risk, liquidity risk, model risk and operational risk.

rt360 is designed by bankers, risk practitioners and technology specialists with a Business First, Technology Next approach, empowering banks and financial institutions to focus on their credit growth and profitability while managing their risks. The product is fully designed and made in India to address the complexities of the financial sector globally. The suite comprises of five distinct products to manage each of the risk portfolio.