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But consider you. In case you are like most folks standard have a car insurance policy with a type of trailer towing liability. Expect covers you may? Think again. Fact is, most of these policies don't cover problems that happen every day -- like fire, theft, vandalism, and all-inclusive "acts of God". On another hand, however, if these happen on your own own property they are often covered below your homeowner's commercial insurance cover policy. That's definitely something you'll want to inspect.
But a good way to what you need to. Any mover you decide needs for you to become licensed and insured. Cargo Insurance, Workman's Compensation Insurance and general liability insurance - General Liability insurance in the party that your building is damaged while taking your furniture down the staircase.
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