For the Business: The merchant can accept payments from any of the billions of mobile phones capable of texting worldwide. Customers that would have otherwise not been reached. Easy to use. Improved customer satisfaction. Instantly access a powerful payme...

A reference token means absolutely nothing to a would-be data thief. On the other hand, theft of bank routing and account numbers could lead towards a pile of cash in the hands of an unscrupulous individual with access to the ACH network. While I’m not go...

SMS Payments are quick and easy to use. Similarly, Customers will no longer be divulging sensitive information over the phone. No longer have to keep track of invoices sent via snail mail. The purchaser doesn’t have to enter their credit card or bank deta...

Customers may come and go, but you still need to be respectful of their decision. Make sure you tell them how much is owed, and when their billing cycle will end. Never bill them after they’ve canceled. And, ask if they still want to receive emails from y...

Are you forcing your clients to sign up for your website for making a purchase? It’s not the best tactic. Modern clients are busy, and they don’t want to spend their time signing up for each and every site they use.Provide users with “continue as a guest”...

In recent years, preference for online shopping has sky-rocketing due to increased access and convenience. This is why it has become essential to make your online payment and purchasing process as simple, streamlined, and accessible as possible. These are...

Of course there’s other data that might be presented during an IVR call such as account numbers, names and amounts due. While these aren’t typically sensitive, those data points shouldn’t be available to being compromised. Two methods of data population e...

Your business may be approaching this exact situation. When companies decide that they can handle everything internally or on their own, it can be dangerous and costly. Not every business Checking Account Owner Authentication will be an expert on each and...

The fraudster then pings accounts until they hit upon accounts they know are open. They would then initiate ACH debits to that account in hope of receiving monies. Once they received $ they would close their bank account to prevent a reverse debit.There h...

Do you really want your clients to be restricted to an online form for customer service when it comes to payment processing? Client users of your SaaS rely on the revenues that they receive from services or products that are facilitated through your appli...

Any software application having a requirement to accept payments will most likely need to integrate a credit card payment integration solution. Even applications with a subscription model will likely do so, even though ACH API processing lends itself very...