ACH Integration Solutions allow developers and SaaS platforms to automate payment collection, disbursement and reconciliation. The ACH Payment Processing option allows for the utilization of an ACH API [Application Programming Interface], and the debiting...

A reference token means absolutely nothing to a would-be data thief. On the other hand, theft of bank routing and account numbers could lead towards a pile of cash in the hands of an unscrupulous individual with access to the ACH network. While I’m not go...

ACH Processing for Start Ups. We regularly field inquiries from start-ups as well as established businesses that believe they have an app that can become the next Venmo. Venmo allows person to person or P2P payments. The startup wants to replicate the eas...

Today, a payment gateway is essentially communication connectivity through internet protocol. Because the ACH Virtual Terminal network is a batch network, authorizations that are possible in the credit card world are not possible for ACH transactions. So...

Tokenization of ACH account numbers for data security, Support for both US ACH and Canadian EFT processing, Automated NSF recollect capabilities, Revenue share with payment partner, Automated NOC (Notice of Change) handling, ACH and credit card processing...

The customer information gathered is a function of what the organization wants to collect. In many cases a business might upload an Excel file with customer info, eg balance owed. The ACH IVR Payment Solution can present specific customer details so that...

Are you forcing your clients to sign up for your website for making a purchase? It’s not the best tactic. Modern clients are busy, and they don’t want to spend their time signing up for each and every site they use.Provide users with “continue as a guest”...

And then there’s the security benefit from ACH IVR Payments. When you eliminate human customer service agents from the equation of taking payment information, you eliminate a potential source of fraudulent use of sensitive data. Let’s face it; it only tak...

Customer enters their ACH bank account information and receives confirmation the payment has been made. An email can be sent to both the business and the customer with relevant payment details. The business can pull down reports via an API ACH Integration...

In recent years, preference for online shopping has sky-rocketing due to increased access and convenience. This is why it has become essential to make your online payment and purchasing process as simple, streamlined, and accessible as possible. These are...

ACH Payment processing costs are 80-90%+ less expensive than comparable credit card payments. As an example, if the payment amount is $100 and the customer pays via credit card it’s likely the average cost to process the payment is 2.5% or $2.50. Using AC...

Your business may be approaching this exact situation. When companies decide that they can handle everything internally or on their own, it can be dangerous and costly. Not every business Checking Account Owner Authentication will be an expert on each and...

Payments functionality is integrated into platforms that are used in differing ways by many different organizations. The API should provide all the needs of the integrating organization, be easy to use and supply example code for commonly used languages.

The fraudster then pings accounts until they hit upon accounts they know are open. They would then initiate ACH debits to that account in hope of receiving monies. Once they received $ they would close their bank account to prevent a reverse debit.There h...

Of course it does, but I think you knew the answer to that question before you opened the page. But let’s take a look at how and potentially how much an SMS Payment Solution could amount to in savings if implemented.Potential savings are dependent on the...