There are several things to keep in mind when considering a personal loan. First, be sure to compare interest rates and fees from different lenders. Second, make sure you can afford the monthly payments. Third, carefully read the terms and conditions of the loan agreement before signing anything.
If you decide a personal loan is right for you, there are several ways to apply. You can go online or visit a bank or credit union in person. The application process usually takes just a few minutes and you should receive a decision quickly.